Wells Fargo Bank is committed to helping customers manage their credit and debt effectively, offering personalized approaches and tools to help them achieve financial stability.
LIFE has been providing financial literacy courses to students and adults for 20 years, focusing on financial mindset, values, and budgeting, as well as college funding and entrepreneurship, to help students and their parents make healthy financial decisions.
Artificial intelligence has been a buzzword in the tech world for a while now, but its applications have expanded to almost every industry, and its potential to revolutionize many industries is still unknown.
HomeFree-USA offers tips on how to avoid getting ripped off by a contractor, get help paying your mortgage, and avoid scams when considering a reverse mortgage.
Wells Fargo is committed to creating greater opportunities for a more equitable housing system, with a focus on advancing Black homeownership, and is creating products and programs to create legacies and build wealth that will span generations.
The Wells Fargo Junior Investment program teaches young people how to invest with the help of mentors from the 100 Black Men of America and fosters mentor relationships between generations, helping them learn to create long-term wealth and preparing them to be future leaders.
Wells Fargo is leading the industry in increasing racial equity in homeownership through its Special Purpose Credit Program, which offers downpayment assistance to homebuyers in eight Metropolitan Statistical Areas.
Estate planning is an important step to ensure that your assets go to the correct individuals and that your wishes are respected, and it can be done with a will, durable power of attorney, healthcare power of attorney, living will, and revocable living trust.
Home Equity Lines of Credit (HELOCs) can play an important role in tapping into equity in one’s home, and are generally adjustable with an index such as the Wall Street Journal Prime Rate, but require credit and property approval.
Financial literacy classes and seminars for divinity students, pastors and ministers can be a powerful tool to reach African American communities and others, and can be a key component in the financial sustainability of churches.
NAREB’s Building Black Wealth Tour will Encourage Black families and Individuals to Make Financial Decisions that Gain Wealth
The National Association of Real Estate Brokers (NAREB) launched a Building Black Wealth Tour to empower Black families and individuals with information on homebuying, investing, and careers in real estate, and to help them overcome the biased public policies and private practices that created the wealth gap in America.
Understanding the importance of credit, and taking steps to maintain good credit, can help you make better choices about your personal finances and create more opportunities for making the most of your money.
Increasing one’s financial literacy can lead to sustained financial well-being at each stage of life, with key actions to take at each stage including establishing financial values and goals, accumulating savings, investing for retirement and child’s college education, and protecting one’s risk through the purchase of insurance products.
A diverse group of 20 cities and counties representing nearly $50 billion in student loan debt sent a letter to President Biden urging more aggressive actions to prevent a return to the failed pre-COVID status quo, while the federal government has developed online resources to assist borrowers in adjusting to the return of payments.
Recognizing that a substance use disorder is a disease and that users often must seek treatment multiple times as part of their recovery journey, DBH has launched a new public education campaign designed to encourage users to try again.
The more you talk openly about money in your household, the easier it will be to talk to your children about their financial futures.
The numbers show the deck is stacked against Blacks even more than others. The good news? There is a way to beat these odds, with the right partner by your side in the process.
Jessica Gordon Nembhard chronicles African American cooperative business ownership and its place in the movements for Black civil rights and economic equality.
Often the unspoken messages are the most powerful of all.