Love Shouldn’t Cost You Your Peace, Your Power, or Your Financial Future
This article outlines seven warning signs of romantic grooming and financial exploitation and provides tips for maintaining financial independence within a relationship.
VIEWPOINTS
Various political leaders and advocates identified several systemic barriers to Black Americans achieving financial freedom, including lack of access to capital, housing, healthcare, education, and historical reparations.
What Will Your Children Inherit? For Black Families, the Fight to Build Wealth Starts Long Before the Will Is Read
Experts emphasize the importance of financial literacy and estate planning to combat the racial wealth gap and ensure generational stability for Black families.
Capital Readiness: Why Financial Literacy Is Essential to Small Business Success
The article outlines the importance of financial literacy and capital readiness for small business owners seeking financing.
Behind the Interest Rate: What Today’s Housing Market Means for Families
As mortgage rates fluctuate, experts emphasize that potential homebuyers should prioritize financial literacy and individual budgeting over market volatility to determine if now is the right time to purchase.
Reset Your Personal Finances
Financial expert Theodore Daniels recommends performing a personal finance reset by tracking expenses, reducing debt, and establishing a disciplined spending plan to achieve long-term financial stability.
Financial Knowledge: The Engine for Economic Mobility
Financial expert Theodore Daniels argues that combining financial knowledge with clear personal values is essential for building economic mobility and protecting against predatory market practices.
National Estate Planning Awareness Month: Why Every Adult Needs a Will
National Estate Planning Awareness Month serves as a reminder for individuals to create or update wills and other essential estate planning documents to protect their assets and loved ones.
Working to Get a Piece of the Pie
To celebrate National Financial Planning Month and National Pizza Month, The Washington Informer released a special edition focused on addressing the racial wealth gap through financial literacy and wealth creation resources.
Prince George’s Leaders Advise Financial Literacy in Daily Life
Prince George’s County register of wills nominee Jocelyn Route and various financial experts are emphasizing the importance of financial literacy and estate planning amidst declining consumer confidence and rising living costs.
Cryptocurrency: Black Consumers More Likely to Own, Investment with High Risks
Cryptocurrency has become increasingly popular, with Black and Latino consumers more likely to own it than white consumers, but experts warn that it is a risky investment due to its volatility and lack of regulation.
A Message from EarnIn: Why We’re Putting Workers in Control of Their Pay
EarnIn is a suite of tools that helps workers access their wages in a safe, flexible, and timely manner, providing an alternative to payday loans and overdrafts and helping households manage their finances more effectively.
Budgeting and the Single Parent
Single parents can achieve financial freedom by following sound financial principles, such as creating a budget, prioritizing needs over wants, pursuing their own dreams, and teaching their children about financial education.
Credit Counseling: The Foundation for Financial Literacy and Wealth in Our Communities
Nonprofit credit counseling can provide individuals with the education, support, and discipline needed to build wealth and achieve financial stability.
The Power of Saving and Investing: Building Real Wealth in Our Communities
Saving and investing are essential tools for Black Americans to close the wealth gap and achieve financial freedom and generational wealth, providing flexibility, security, and opportunities for home ownership, education, and retirement.
Backed by Research: Evaluation Shows Financial Education Delivers
SFEPD’s tailored financial education programs have been shown to promote economic mobility for adult participants of all backgrounds, with participants significantly outperforming their peers on financial knowledge, confidence, and well-being.
You Can’t Take It With You: Who Will Get My Stuff?
Estate planning is an important tool for ensuring that assets are passed down to the next generation, and an estate planning attorney can help guide the process of creating a will or trust to ensure wishes are carried out.
Is Financial Education a Waste of Time? The Resounding Answer is No
Financial education has been shown to improve knowledge, confidence, behavior, and well-being, and can be a powerful tool for empowering individuals and communities to take control of their finances.
October is National Financial Planning Month
Financial planning is essential for anyone looking to take control of their financial future, and can be achieved by documenting assets and liabilities, creating a budget, investing early, taking advantage of employer-sponsored plans, and regularly reviewing and adjusting the plan.
Championing Homeownership: A Q&A with Ewunike N. Brady, VP, Customer Growth Segments, Wells Fargo Home Lending
Ewunike N. Brady is a leader in the mortgage industry who is passionate about expanding access to homeownership for multicultural communities, and she shares her insights and values on how to make an impact in this space.
