[ABC News]

As 800,000 federal workers are sent home following the government shutdown, lending to households and small businesses has been halted or slowed.

The government’s Small Business Administration, Federal Housing Administration and the Agriculture Department’s Farm Service Agency are essentially out of reach for many people applying for funds. As government funding for these agencies has essentially been halted, these offices have been reduced to near ghost towns.

The Small Business Administration said in a statement, “The Administration strongly believes that Congress should act immediately to end this shutdown and fund critical Government operations.”

“Due to the government shutdown, America’s 28 million small businesses will be unable to access an average of $96 million in capital supported by the U.S. Small Business Administration (SBA) per day, as well as an average of $1.9 billion in capital per month,” the SBA statement reads. “SBA lending is a critical resource for small businesses and in anticipation of a government shutdown, the last day of the fiscal year saw a significant increase in SBA lending – more than six times the agency’s daily average – to support more than $570 million in capital through our flagship 7(a) and 504 loan programs.”