Prince George’s County Department of Housing and Community Development (DHCD) is Launching Three New Programs

Beginning July 1, 2026, Prince George’s County Department of Housing and Community Development (DHCD) will offer several innovative programs designed to make homeownership more attainable for County residents. The Critical Workforce Housing Assistance Program provides eligible public servants and essential workers—including teachers, police officers, firefighters, emergency medical personnel, healthcare professionals, and other critical workforce employees—with down payment and homeownership assistance in the form of a zero-interest deferred loan. Eligible homebuyers may receive up to $50,000 or 25 percent of the home’s purchase price, whichever is less, helping them purchase homes in the communities they serve. The Homeownership Equity Program (HEP) assists income-eligible homebuyers by providing up to $30,000 per buyer in down payment and homeownership assistance through a zero-interest deferred loan, helping bridge affordability gaps and create pathways to long-term wealth building targeting homeownership inside the Capital I-495 Beltway. The County’s flagship Pathway to Purchase Homebuyer Assistance Program provides eligible first-time homebuyers with up to $50,000 in down payment and closing cost assistance through a 0 percent interest deferred loan, reducing one of the greatest barriers to purchasing a home—the upfront costs associated with homeownership. Eligible properties include new construction, resale homes, foreclosures, and short sales. Together, these programs expand access to affordable homeownership, strengthen neighborhoods, support workforce retention, and advance DHCD’s mission of ensuring that more Prince George’s County residents can achieve the dream of homeownership, build equity, and create generational wealth.